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PRESCHOOLS

and School-Serving Businesses

How we help:

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Educational environments come with unique risks—whether you're running a preschool, providing educational services, or supplying products to schools. Fire Falls Insurance Services LLC offers tailored insurance solutions to protect your operations, staff, and students.

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For Preschools & Early Childhood Centers

1. General Liability Insurance

  • Covers injuries to children, parents, or visitors on your premises.

  • Includes coverage for playground accidents, slips, and falls.

2. Abuse & Molestation Coverage

  • Critical protection for allegations of misconduct—often required by licensing agencies.

3. Professional Liability (E&O)

  • Covers claims related to educational services, curriculum delivery, or staff conduct.

4. Commercial Property Insurance

  • Protects your building, classroom equipment, toys, and educational materials.

5. Workers' Compensation

  • Required coverage for teachers, aides, and administrative staff.

5. Business Interruption Insurance

  • Covers lost income due to closures from fire, flood, or other covered events.

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For Vendors & Service Providers to Schools

1. Contractual Liability & COI Management

      We help you meet school district insurance requirements, including:

  • Additional insured endorsements

  • Waivers of subrogation

  • Primary/non-contributory language

2. Product Liability

  • For businesses supplying educational materials, food, or equipment.

3. Cyber Liability

  • Protects against data breaches involving student or school data.

4. Auto Liability

  • For transportation providers or mobile service vendors.

Why Choose Fire Falls Services LLC?

  • Deep experience with education-sector insurance

  • Fast turnaround on COIs and compliance documents

  • Personalized service for small and mid-sized businesses

  • Access to top-rated carriers with education-specific programs

Copyright © 2025 Fire Falls Insurance

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