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Satisfy "THE LANDLORD" Policy

Requirements for Tenants:

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Landlords often require tenants to carry specific insurance policies as part of their lease agreements, such as:

  • Commercial General Liability (CGI) - typically with limits of $1M per occurrence / $2M aggregate.

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  • Property Insurance - covering tenant-owned contents and improvements.

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  • Workers’ Compensation - if the tenant has employees.

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  • Business Interruption Insurance - covering tenant-owned contents to cover lost income due to covered events.

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  • Additional Insured Endorsements - naming the landlord on the tenant’s policy.

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  • Waiver of Subrogation - to prevent insurers from suing the landlord after a claim.

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How We Help Tenants Stay Compliant

1. Policy Matching & Fast Quotes

  • We review the lease and match tenants with policies that meet or exceed the landlord’s requirements—quickly and affordably.

2. Certificate of Insurance (COI) Management

    We issue accurate COIs with:

  • Properly named additional insureds

  • Required endorsements

  • Timely delivery to landlords or property managers

3. Custom Coverage Solutions

    We help tenants understand and secure:

  • Coverage for tenant improvements

  • Equipment breakdown

  • Umbrella//excess liability for high-limit leases

4. Lease Review & Risk Advisory

    We interpret complex insurance clauses and advise tenants on:

  • What's mandatory vs. negotiable

  • How to avoid overpaying for unnecessary coverage

  • How to bundle policies for savings

5. Renewal & Compliance Tracking

  • We proactively manage renewals and notify tenants of upcoming expirations to avoid lease violations or fines.

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Why this Matters

Failing to meet landlord insurance requirements can result in:

  • Lease violations or eviction

  • Delays in move-in or operations

  • Financial in move-in or operations

By partnering with us, tenants gain peace of mind and stay focused on running their business—not chasing down insurance paperwork.

Why Choose Fire Falls Services LLC?

  • Satisfy your Landlord - Only

    • We offer cost-effective insurance policies tailored specifically to meet your landlord's requirements - eliminating unnecessary coverage you don't want or need.

  • Lease Review Included

    • Send us your lease agreement, and we'll review it to identify exactly what coverage you're contractually obligated to carry.

  • Precision from the Start

    • We provide the exact coverage you need—no guessing, no hoping your policy will meet the lease terms. Just confidence and compliance from day one.

Copyright © 2025 Fire Falls Insurance

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